U.S. lawmakers and fintech industry representatives Wednesday discussed ways to more effectively regulate cryptocurrencies and other digital assets without hampering financial innovation. During a hearing of the House Financial Services Committee, members debated whether new legislation may be needed to improve the current patchwork of federal and state regulation of cryptocurrencies and digital tokens, also called initial public offerings, or ICOs. Lawmakers appeared primarily concerned with protecting consumers and investors who are flocking to these emerging financial technologies without necessarily understanding the risks involved. But Democrats and Republicans alike also expressed worries about the vulnerability of digital coins to a...